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I have three rentals and because of deductions( we just purchased one in 2013 which needed repairs) we actually had a loss in income on our taxes. Although I have actual gains in my bank account the taxes show a loss. I know the banks are looking at a debt to income ratio, in conjunction with salary but how can you both leverage to the hilt and also get more loans? What is that sweet spot? TYes the banks are going to look at income and this is a problem many investors run into when they max out their deductions and show little income.

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